What is Debt Liberation?
We hear many times of debt review, and debt rescue, etc. Debt Liberation is not any of those. In fact, to liberate means to facilitate a freedom gained from a bondage that kept you from the freedom.
Debt review companies and debt rescue companies do not give attention to the legal aspects and the illegal way in which banks as creditors – they dare not do that; they are in place to give some credence to the National Credit Act.
What do Debt Liberators do?
SA Debt Liberators investigate the different contracts you have with the bank for a loan of whatever nature. (Like for e.g., bond agreement / credit card agreement / instalment agreement / incidental agreement, etc.). We have the means to identify & address the unilateral, and thus illegal enforcement of the renunciations of those rights & benefits as protected by the National Credit Act.
We step on further: we give the bank the chance to comply with what the National Credit Act prescribes, and if they cannot do that, and normally they don’t, the case against you as defendant can be dismissed, with costs, as well as a counterclaim as a claim in reconvention.
We transfer those findings into court documents (like for e.g., motion applications, affidavits & notices).
Why do we liberate instead of rescue?
To demonstrate that debt review (rescue) is just a farce, a smokescreen, and rather a surreptitious plan in action to drain the defendant (consumer) even more.
We use the court rules the way they should be used by defendant lawyers, and when we do, we get results. The very legal system that has been used by banks for decades, maybe centuries to impoverish & financially debilitate individuals, is the same system we use the way it should be used, to get liberation as justice for defendants. No bank has the right ever, to state that it is being owed money by an individual – when a bank claims such, that is an outright a lie. Neither can SARS claim such, from an individual.
We provide the legal & forensic evidence and formulate the arguments around such evidence in an orderly fashion, the way lawyers are supposed to do it but never even consider doing so.
A defendant needs the necessary education & knowledge to gain “access to the court” – not a lawyer.
One concludes one’s defence in civil court successfully with applied education and experiential learning – not with a lawyer – a lawyer as an attorney on record is there as an officer of the court to protect the court – not the client who pays him/her.
That is what Liberation, financially means.